THE COMMONWEALTH OF MASSACHUSETTS

Division of Banks


BRIGHTBRIDGE CREDIT UNION (BRIGHTBRIDGE), Lawrence, Massachusetts has petitioned

the Commissioner of Banks for permission to (1) merge with ARRHA CREDIT UNION (ARRHA),

Springfield, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of BRIGHTBRIDGE

to include ARRHA’s current membership eligibility. Under the terms of the merger, ARRHA will merge with

and into BRIGHTBRIDGE under the charter, bylaws, and name of BRIGHTBRIDGE. The main office of

BRIGHTBRIDGE would remain the main office of the continuing credit union and all banking offices of

ARRHA would be retained as branch offices. Any objections or comments relative to this proposal must be

communicated in writing to the Commissioner of Banks no later than August 29, 2025 and may be submitted

via electronic mail to dob.comments@mass.gov or mailed to One Federal Street, Suite 710, Boston,

Massachusetts 02110. A public hearing may be held if the response is considered significant or circumstances

warrant such a hearing, as determined by the Commissioner. The petitioner's application and all

communications relative to this application are available from the Division by request at dob.rao@mass.gov.


MARY L. GALLAGHER

Commissioner of Banks

Robert S. Ciraco Appointed to Pioneer Valley Chapter Board: Celebrating 30+ Years of Industry Leadership

July 11, 2025
Congratulations to Robert S. Ciraco on His Appointment to the Pioneer Valley Chapter of Credit Unions Board!

2025 Annual Meeting Held

April 2, 2025
95th Annual Meeting

Scholarship

February 1, 2025
Anthony J. Serafino Scholarship 2025 – Applications Now Open!

 How Can Arrha Help You Today?

Become A Member

Are you ready to change your checking account from another bank to Arrha but don't want the hassle? Let us help you open an account right now.


To become a Member, open an interest-bearing Member Share Savings Account!  The minimum balance required to open and maintain this account is only $25.00. Once opened, you can begin receiving benefits and choose your reward checking!

Get Started

FAQS

Here are answers to some common questions. 

  • Who can be a Member?

    Membership with Arrha Credit Union is open to anyone who lives or works in Hampden, Hampshire or Franklin counties in Massachusetts, and Hartford and Tolland counties in Connecticut, and immediate family members.

  • Do I need an appointment to go inside a branch?

    No, you can register to join online or stop by one of our branch locations located in Springfield, MA, West Springfield, MA and Enfield, CT.

  • How do I download Arrha's mobile apps?

    View your balances, transactions, transfer money, pay bills, all from the convenience of your computer or Apple/Android mobile device.  Learn more and download the mobile apps.

  • How do I sign up for Direct Deposit?

    It's Easy as 1, 2, & 3.  Download the direct deposit brochure to submit to your employer or depositing party to have your Direct Deposit or preauthorized credit processed to your Arrha Checking or Savings Account.



  • What is a credit union?

    A credit union is a cooperative financial institution, owned and controlled by its members. Credit unions typically serve groups of people who have something in common—where they live, work, or attend church, for example. Becoming a member of a credit union carries power because credit unions are not-for-profit, and exist to provide members with a place to save money and get loans at reasonable rates.

  • Can I use an Arrha Debit Card when traveling internationally?

    The Arrha Credit Union Debit Card is available for international use.  Simply call us at 413.732.9812 to let us know prior to your travels or log into your Home Banking profile and enter your travel dates.

  • What is Arrha's Routing Number?

    Routing #211885917