Checking & Savings

Discover the money-saving benefits of your new 

Checking Account

Here’s what you’ll get with each Arrha checking account:

Online Banking

Online Banking

Access your account anytime, from any computer with Internet access. Register Now.

Mobile Banking

Mobile Banking

Check balances, make transfers, pay bills, and deposit checks with your phone.  Apple Store.  Google Pay.

Bill Pay

Bill Pay

Decide which bills you want to pay and when. Register Now.

Debit Card

Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.

eStatements

eStatements

Skip the paper statement and go paperless with eStatements.
Register Now.

Student Debit Card

Student Debit Card**

A free joint bank account for students ages 13+ with a debit card and parental controls to stay on top of your child’s spending and savings. 

Lower your bills with Arrha

See how easy it is to save money on the things you’re already paying for using the BaZing Mobile App.

BaZing Savings

BaZing Savings *

Shop local, save local. Discover local discounts and national retailer deals on shopping, dining, travel and more.

Billshark

Billshark 3

Bill negotiation and subscription canceling service. See details.

Team of experts to negotiate your internet, TV, cell phone, and home security services on your behalf or cancel subscriptions you no longer want or need.

Health Savings

Health Savings

Save money on prescriptions, eye exams, frames, lenses and hearing services.

FILL UP

WITH REWARDS

Peace of mind for the unexpected. 

Fill Up with Rewards at Arrha Credit Union Checking
Cell Phone Protection

Cell Phone Protection 1,2

Phone broken or stolen? You’re covered with repair or replacement. See details.

Just pay your bill with Bazing Checking, repaired or replaced, up to $400 per claim (maximum of $800 per year.

Roadside Assistance

Roadside Assistance

Available 24/7 and free to use, covers up to $80 in covered service charges.

ID Theft Aid

ID Theft Aid 1,2,3

A host of identity products to keep you safe. See details.

Identity Restoration and Payment Card Resolution:
Identity restoration specialist works on your behalf to restore your identity, and cancel payment cards.

Personal Identity Theft Benefit:
Receive $2,500 reimbursement for covered expenses you incur to restore your identity.

Credit Monitoring and Credit Report:
Monitor changes and new activity on your credit report and review your credit report quarterly.

Credit Score and Score Tracker:
View your credit score online and track trends on your dashboard.

Score Simulator:
Estimate how much impact one particular action could have on your credit health.

Identity Monitoring:
Monitors the dark web to identify activity associated with your identity, including public records, change of address, social security, and non-credit loans.

BaZing Fuel4

BaZing Fuel 4

Earn 10¢/gal for up to 20 gallons each month with just 15 debit card swipes.

Buyer’s Protection and Extended Warranty

Buyer’s Protection and Extended Warranty 1,2

Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 90 days of purchase, when purchased using your BaZing checking account.

$10,000 Travel Accidental Death Coverage

$10,000 Travel Accidental Death Coverage 2

Peace of mind for the unexpected. 

Arrha Checking Accounts

Get started, open an Arrha Checking Account and download the BaZing app today.

Plus Checking

Do you maintain a minimum balance of $1,000 in your account? 


  • Anywhere banking tools, mobile banking, online banking, bill pay, debit card, and e-statements
  • BaZing Savings, shop local, save local
  • Billshark, bill negotiation and subscription canceling service
  • Health Savings, prescriptions, vision & hearing discounts
  • BaZing Fuel, earn 10¢/gal
  • Cell Phone Protection
  • Roadside Assistance
  • ID Theft Aid
  • Great Interest on your checking balance
  • $10,000 Travel Accidental Death Coverage
  • Buyer's Protection and Extended Warranty
  • Overdraft Protection
  • Easy to Read Laser Statements and Check Images
  • Free ATM Access at all Arrha Credit Union and SUM ATMs
  • 24-Hour Access to Your Account with the Easy Bank (800.264.0600)

Maintain a $1,000 minimum daily balance, and we’ll waive the $9 monthly fee.

Premium Checking

Do you have a cell phone or look for deals when you shop?


  • Anywhere banking tools, mobile banking, online banking, bill pay, debit card, and e-statements
  • BaZing Savings, shop local, save local
  • Billshark, bill negotiation and subscription canceling service
  • Health Savings, prescriptions, vision & hearing discounts
  • BaZing Fuel, earn 10¢/gal
  • Cell Phone Protection
  • Roadside Assistance
  • ID Theft Aid
  • $10,000 Travel Accidental Death Coverage
  • Buyer's Protection and Extended Warranty
  • Overdraft Protection
  • Easy to read Laser Statements and Check Images
  • Free ATM access at all Arrha Credit Union and SUM ATMs
  • 24-Hour Access to Your Account with the Easy Bank (800.264.0600)

Only $7 per month.

Purple Checking

Do you want a low cost account with basic benefits?


  • Anywhere banking tools, mobile banking, online banking, bill pay, debit card, and e-statements
  • Overdraft Protection
  • Easy to read Laser Statements and Check Images
  • Free ATM access at all Arrha Credit Union and SUM ATMs
  • 24-Hour Access to Your Account with the Easy Bank (800.264.0600)

Maintain a $100 minimum daily balance to waive the $8 monthly fee.

*To become a Member open an interest bearing Member Share Savings Account! The minimum balance required to open and maintain this account is only $25.00. Once opened, you can begin receiving benefits and choose your reward checking! 

Michael Ostrowski, President & CEO

About BaZing Checking

From Michael Ostrowski, President & CEO

Student Checking**


A free joint bank account for students ages 13+ with a debit card and parental controls to stay on top of your child’s spending and savings.

  • Free Checking & Savings
  • Debit Card
  • Teach real-world money management
Get Started

* Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. ** Student Debit Card, Student Checking is not part of BaZing. 1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Billshark, identity monitoring, and credit monitoring each require additional activation to begin. 4 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by Arrha Credit Union, each of which may be lower. To activate, you will need to have online banking with Arrha Credit Union. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

eStatements

Register Now for eStatements which are conveniently located in Home Banking. Simply log into your Home Banking profile and choose the eStatements tab. A window will pop up for you to accept, review disclosure, and click "I agree." When your next statement is ready, you will receive an e-mail with a link to the eStatements sign-on screen, where you will retrieve your statement.


Get the Arrha advantage.

Customize your checking account to match your needs and experience to our full scope of services for all the ways you want to connect.

  • DISCOVER THE SAVINGS

    With BaZing, and all that it brings, your savings await! Dining, shopping, cell phone protection and more are easily accessible on the BaZing App and prompt your savings around your life’s activities!

  • LOWER YOUR BILLS

    Save time, money and expense on routine bills and subscriptions with Billshark! Receive prescription savings and save on eye exams, lenses and more!

  • EASE YOUR FINANCES

    Protect your ID, receive cell phone replacement and repair coverage, access roadside assistance, save money and make life easier with the BaZing app!

Become a Member by opening an interest bearing Savings Account!

Once you open a savings account, you become a member-owner of the Credit Union. The minimum balance required to open and maintain this account is only $25.00. Once opened, you can begin to enjoy all of other low cost and affordable financial products and services that Arrha Credit Union has to offer.

The Arrha Credit Union (Share) Savings account is prerequisite for membership.

Become a Member

Direct Deposit

Deposit your paycheck, or other credits like your retirement, and social security.  Sign up.

Tap-and-Go Payments

Mobile Digital Wallet enabled with Apple Pay, Samsung Pay, and Google Pay.

Mobile Deposit

Easily deposit checks using a mobile device or scanner and skip a trip to the bank.

ATMs

Access thousands of ATMs without a surcharge, just look for the SUM logo.

Online Banking, Mobile Apps

View your balances, transactions, transfer money, pay bills, all from the convenience of your computer or mobile device.

Download BaZing App

Get started today.

Download the BaZing app.

Want to get more out of Arrha Personal Banking?

CDs, IRAs, MMs

Financial Planning


Plan for your future, talk to a financial advisor today!

Learn More

Get a Credit Card


No Annual Fee! VISA Credit Cards 1.99% Introductory APR.

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